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If there is one book I wish I had read in my early 20s, it is 'Psychology Of Money' by Morgan Housel. Heck, I wish I had read it in school!
I recommend Psychology of Money be a part of every school curriculum (along with other basics of financial literacy). Why is it, especially as women, that we are clueless about how to manage our finances, how to save (and invest) for our goals or honestly, even fill a cheque, when we pass out of the school? Why is such a critical skill needed in life left out in our school syllabus? Our finances are mostly managed by our fathers and later our husbands. In today’s day and age, where Nykaa’s Falguni Nayar has become India’s richest self-made woman entrepreneur, isn’t it time we take charge of our finances?
Reading Psychology of Money was an eye opener. The way it talks about compounding effect of investment – we are all aware of it but we don’t really realize the importance of it. And much less see it happening because we never stay invested for that long a period of time. By the time we understand it, golden years for investment and compounding are gone, and we are left with much lesser time to fulfil our financial goals.
But as they say, better late than never!
Even when you do everything right, there is this little thing called Lady Luck. There could, and always would be things which are out of your control. Yet, you need to be able to take reasonable risks to get some returns. ‘Save like a pessimist, invest like an optimist,’ says the author.
Finally, as Morgan says, ‘Freedom being the ability to do what you want, when you want, with who you want, for as long as you want. That is the highest dividend money pays.’
As women, isn’t that aspirational for all of us to achieve?
Image Source: Still from the movie Ki and Ka
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People have relationships without marriages. People cheat. People break up all the time. Just because two people followed some rituals does not make them more adept at tolerating each other for life.
Why is that our society defines a woman’s success by her marital status? Is it an achievement to get married or remain married? Is it anybody’s business? Are people’s lives so hollow that they need someone’s broken marriage to feel good about themselves?
A couple of months ago, I came across an article titled, “Shweta Tiwari married for the third time.” When I read through it, the article went on to clarify that the picture making news was one her one of her shows, in which she is all set to marry her co-star. She is not getting married in real life.
Fair enough. But why did the publication use such a clickbait title that was so misleading? I guess the thought of a woman marrying thrice made an exciting news for them and their potential readers who might click through.
Imposter Syndromes is experienced internally as chronic self-doubt and feelings of intellectual fraudulence. There are 6 types of Imposter Syndrome.
Do you tend to be overly critical of yourself? Don’t worry, you are not alone.
Even after writing eleven books and winning several prestigious awards, Maya Angelou doubted that she had earned her accomplishments. Albert Einstein also described himself as an involuntary swindler whose work did not deserve the attention it had received.
Feeling inadequate, unworthy, and undeserving of success, along with the fear of being exposed as a fraud, is called the imposter syndrome.