#CelebrateingtheRainbow at the workplace – share your stories of Pride!
The ups and downs seen in the health of an individual are indicative of how unpredictable life can be and how suddenly it can change.
Arogya Sanjeevani Policy is a health insurance policy that was started by the IRDA in April 2020. The purpose of this policy was to make healthcare affordable and accessible.
In the past year, it has become evident that medical care is inevitable and the Arogya Sanjeevani Policy helps you with the same. The ups and downs seen in the health of an individual are indicative of how unpredictable life can be and how suddenly it can change. The financial burdens of emergency medical facilities can put a dent in your savings and the hospital bills may even force you to take a loan from a bank.
Also read: 3 Ways In Which Families Need To Take Care Of Women’s Health
1. First-time health insurance buyers: Arogya Sanjeevani policy is available with all insurers across the country and the standardized inclusions and exclusions ensure they are not vulnerable to fraudulent insurance policies. First-time buyers are generally just starting their careers and lives.
The amount assured of 5 lakhs is enough for them and they don’t end up spending a lot too. COVID-19 is covered under this policy and there are lots of new-age treatments that are covered as well. From your 20s to 30s, the main concern is the unforeseen accidents that can occur. For this, the policy includes coverage for hospitalization and ICU charges, ambulance charges, and cosmetic or plastic surgery that is medically relevant.
2. Someone looking for reasonable premiums: This policy starts from as low as 2414 rupees (plus applicable taxes) per year. This health insurance policy is great for those struggling with financial constraints as it covers the charges for hospitalization. The family plans that are available under this policy are individual health insurance policies as well as family floater plans.
If you have a small family then the family floater plan may be enough for you as this policy contains a sum for the entire family. However, if you have a family with dependent parents, then it is advisable to go for the individual plan where each member of the family is allotted a separate sum. It is advisable to note that investigative or diagnostic expenses, along with OPD expenses are not covered under this policy. Co-payment is the amount paid by the insured when claiming the expenses. Arogya Sanjeevani Policy comes with a co-payment of just 5%.
Also read: Women Rarely Know Of The Family’s Medical Insurance Policies. And It Costs Them
3. Working individuals: Most working individuals are given the benefit of a corporate health insurance policy along with their package. However, this is not enough to cover them. That is when Arogya Sanjeevani Policy comes in handy. You get an extra layer of protection at good prices and the combination of both is enough to suffice.
4. Individuals without dependents:
Also read: How Much Do You Need to Pay for Insurance Plans?
5. For nuclear families: This is a great fit for young families with a small child or two small children and independent parents. The ease of renewability and the cumulative bonus are added advantages as well. The availability of cashless transactions at hospitals is a benefit that is useful in case of emergencies. However, it is important to note that this policy does not provide coverage towards maternity expenses and any expense related to childbirth. Along with this sterility and fertility expenses are not covered as well. When you get a little older, you may want to look at alternative choices for treatment and those are covered by Arogya Sanjeevani Policy too. Daycare treatment for any minor procedures and cataract surgery for the older generation are covered too.
Choose Comprehensive Health Insurance for Maximised Coverage:
Though premium payment for Arogya Sanjeevani is low, its coverage is very limited. For those looking for maximised coverage benefits, opting for a health insurance policy is the best option. Its coverage is maximised to all kinds of medical expenses. Including hospitalization expenses, along with surgery and medical treatments and beneficial add-ons. It is advisable to buy comprehensive health insurance cover over Arogya Sanjeevani policy if you are looking for better health insurance benefits.
The benefits and inclusions of this policy make it a better fit for the people mentioned above. This policy ensures you have the best insurance package and the benefits of great customer support, as it is available with all insurers across the country.
Also read: Health Insurance Plans For Indian Women
This post has published with none or minimal editorial intervention. Women's Web is an open platform that publishes a diversity of views, individual posts do not necessarily represent the platform's views and opinions at all times.
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What lessons will we learn from the wrestlers' protest? Will the young girls have the courage to speak up against evil after they hear the deafening silence of support for the Betis?
On the 28th of May, Indian wrestlers Sakshi Malik, Vinesh Phogat, Sangeeta Phogat, Bajrang Punia and others were forcibly evicted from their protest site at Jantar Mantar. They were arrested, and severe charges were slapped against them.
Newspapers, that a few years ago, had carried photographs of these wrestlers proudly holding their medals draped in the Indian flag, were now splashed with photographs of these wrestlers being forcibly dragged into police buses. The wrestlers were protesting against Brij Bhushan Singh, an MP and president of the Wrestling Foundation of India, accusing him of sexual misconduct.
A similar case of molestation rocked US gymnastics a few years ago, where Larry Nassar, the team doctor, was accused and finally convicted of sexual abuse. The victims included Olympic medallist Simone Biles. During the trial, several lapses by the USAG and MSU in investigating the accusations came in front.
My supervisor introduced me as a valuable member of the team, emphasizing my skills and contributions rather than focusing on my gender identity. This simple act set the tone for my experience in the workplace.
As a transwoman navigating the corporate world, I had encountered my fair share of discrimination and challenges. Transitioning without the support of my parents and having limited friendships in my personal life made the journey difficult and lonely. However, when I stepped into the office, something remarkable happened, I left behind the stress and negativity, embracing a space where I could truly be myself.
Joining the marketing team as a graphic designer, I was initially apprehensive about how my colleagues would react to my gender identity. But to my surprise, the atmosphere was welcoming and respectful from day one. My supervisor, Sarah, introduced me as a valuable member of the team, emphasizing my skills and contributions rather than focusing on my gender identity. This simple act set the tone for my experience in the workplace.
As I settled into my role, I discovered that my colleagues went out of their way to make me feel comfortable and included. They consistently used my correct name and pronouns, creating an environment where I could be authentically me. Being an introvert, making friends wasn’t always easy for me, but within this workplace, I found a supportive community that embraced me for who I truly am. The workplace became a haven where I could escape the stresses of my personal life and focus on my professional growth.
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