Anupama writes a letter to her 18-years old daughter. Read what she has to say.
Financial independence does a lot more for women than just help meet the expenses. A take on the need for women to be financially independent.
It’s been four months to my marriage. After marriage I continued my job in the same company, living in the same city and my focus on career is still the same as earlier, thanks to my husband. So unlike the majority of women, my life didn’t change much after marriage.
It feels good to be surrounded by a loving husband and rely on him for my day to day needs. But at the same time I think it is extremely important to be financially independent and have the confidence to manage my own expenses when needed.
Here are my reasons of why I feel its important to be financially independent.
A lot of times (in my personal and professional life) I realize it’s a ‘man’s world’ where women are not treated equally. A woman needs to be empowered and independent enough to confidently take decisions ensuring a life with high self-esteem. Financial independence helps a woman to rely on herself and support her decisions.
There are situations which humans have no control over and things happen because of fate, luck and the will of God. Destiny plays an important role. But there are certain situations when women suffer only because they don’t have the confidence to take control of destiny. And she lacks the confidence because she is not financially independent.
Well, I can take charge of my life when I am empowered and self-sufficient to manage basic necessities myself.
Increase in female participation at work helps society. They pay taxes to the Government, and help in a better GDP by earning actively. They also contribute to charity and emerge as givers to society.
Your husband earns well and takes care of all your needs. Fine. But what if you want to support your parents in a crisis? Well, it’s only in Bollywood or in exceptional cases where husbands happily support your family. In real life, with high inflation rates it becomes tough to manage all the expenses for a single earning person. And even if your husband supports them, your parents may not like to accept it. But if the daughter is financially independent, they may take the help.
Your husband wanted to pursue his entrepreneurial dream. But he cannot, because the family depends on his income. What if you were also working and could support the family? He could have easily gone ahead to accomplish his dream.
This is just one example. But there are circumstances like recession, health issues when it becomes a plus if the woman is financially strong.
You start earning when you constantly work on your skills. And once you start earning you have resources and freedom to further improve yourself by joining different classes and exploring your creative side. Besides, meeting new people also help a lot in personal improvement.
It feels extremely good to not be dependent on anyone for my expenses, whether it is to buy an expensive bracelet or a DSLR of my choice to pursue my photography hobby. I am slowly contributing towards building a better and improved me. And my husband loves me more seeing me doing my bit and moving forward each day.
Pic credit: 401(k) (Used under a CC license)
Neha is a digital marketing professional with a flair for writing.
She is into blogging
Lot has been said by eminent writers about financial independence, its utility, its need, its values and the purpose for female society, but very less has been described about the ways and means for making them socio-economically strong
with the result they are still financially backward in the society. First of all we will have to motivate them to come out of the present system of remaining dependent
on others like father, mother, brother, relatives, friends and in the last on their husbands to fulfill their personal needs. The girls should be taught to earn money initially by investing their hobbies. Embroidery is the common hobby among girls and embroidery on Hand-cur-chiefs, shirts, duppattas, blouses and on fancy bags. This can be easily done by young girls while studying even at home.Embroidery work has good potential in the form of labor charges.
Besides this the girls have a number of other avenues to become micro-women Entrepreneur through Integrated Congress of Women Entrepreneurs which has the offices in all the districts and the details about this organisation can be had from face book too.
Government of India, Ministry of MSME, New Delhi has a separate wing of encouraging the women entrepreneurs through a number of schemes.
Shri Kalraj Misra is the Minister of this Ministry and is very keen to help the needy, enthusiastic and honest ladies to set up their units. Financial assistance and subsidies is also available for women entrepreneurs.
Integrated Congress of Women Entrepreneurs is associated and affiliated to this Ministry to provide FREE training to prospective women entrepreneurs.
Neha, nice article, but there is also another reality. Where women are abused and taken for granted and treated badly because they do not earn, and they suffer constant humiliations and abuses and take the shit because they are made to feel they are powerless. Financial abuse also known as economic abuse is a violence against women in the PWDVA 2005 ( domestic violence laws)
To sum it up, being financially important means you have a right to voice your own opinion… very few women dependent on men have a say in anything if they are dependent on their husbands…. and especially if their decisions go counter to the decision of their husbands, they can only be ”gungi gudiya”. Having your own money also means being respected by the in-laws for many women. If you are a housewife, I have noticed in many households that the housewife’s opinion is not valued. That’s the word: valued. Ear your own money, be valued.
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