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How do you make a good, sustainable budget? Fisdom’s Subramanya SV tells you about the best way to do that, in a 5-step process.
Have you heard of these numbers 50-30-20? It is a popular rule for breaking down your budget. 50 percent of your income goes for necessities, 30 percent to savings and 20 percent to indulgence.
But this is not a rigid ratio to follow strictly. It is wise to tweak this to your needs. Financial independence begins when a woman can make her own informed financial decisions.
Here is a five step process to financial planning and independence.
Watch this episode of The Prathibha Sastry Show to listen to Subramanya SV, co-founder of Fisdom talk about this in detail and more.
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